Smart recovery
without losing the customer.
Turn delinquency into opportunity with AI that understands the user's financial profile and negotiates with precision and empathy.
Collections as an ally of
customer financial health
Delinquency compromises the customer relationship. We solve this with a Data Flywheel that ensures credit recovery without breaking the bond.
Avaliação
Comportamental
Seleção de Canal
& Engajamento
Negociação
& Resolução
Pagamento
& Processamento
Collections as an ally of customer financial health
Delinquency compromises the customer relationship. We solve this with a Data Flywheel that ensures credit recovery without breaking the bond.
Avaliação
Comportamental
Seleção de Canal
& Engajamento
Negociação
& Resolução
Pagamento
& Processamento
The technology that scales
recovery without friction.
We combine Behavioral Scoring and Generative AI to map the right moment to approach each customer, increasing conversion and preserving brand relationships.
/ Behavior Score
Analyzes financial history and payment behavior to prioritize approaches with the highest conversion likelihood.
/ SOFIA - AI Agents
Generative AI that negotiates debts via WhatsApp 24/7 with empathetic language, respecting the regulatory limits of the financial sector.
/ Whitelabel Portal
Negotiation interface with the fintech's brand. The debtor resolves everything in minutes via PIX, card or custom installment.
